Owner occupied or investment property purchases, construction, re-financing existing residential or investment or business loans

From $30,000 to $1,000,000 per security property

Up to 30 Years

Principal and Interest or Interest Only for 2,3 5 or 10 years and Line of Credit 15 Years

Weekly, fortnightly or monthly. Extra repayments can be made on variable loans at any time

All or part of the loan can be converted to a fixed rate at any time at no cost (subject to maximum of 4 a/c)

Up to 4 separate splits per facility.  Transfer funds between splits using Inter Account Payment facility

Unlimited re-draw at no cost.  Minimum re-draw $50 when using Loan Service Line or Loan Service Net for all variable rate loans

Payment can be made to any bank, building society or credit union directly from your loan using a valid BSB and account number (excludes credit cards). Max $5000 per day. Not available during a fixed rate period

No monthly administration or early repayment fees for variable rate loans

No fee for loans of $300,000 or more, $750.00 for loans under $300,000

Payable on a scale of 0.5% to 1.60%, dependant upon the product

A Security Discharge Administration Fee of $350 is payable upon full repayment and discharge of the loan.

For example, mortgage duty, registration fees and property searches

Client will pay costs associated with their own legal fees and disbursements

• All repayments to be made by electronic direct debit
• Lenders Mortgage Insurance is required for all loans. Premium is payable by AFIG Wholesale (conditions apply)
• Minimum self-employment period of 2 years
• Fastdoc Declaration to be signed by all borrowers/guarantors
• Security to be located in an Australian mainland capital city
• Break costs will apply to fixed rate loans if fixed rate period is being broken
• 1st registered mortgage over residential property required as security on all loans